Who it is for

How FamTally fits salaried families, single-income homes, joint families, freelancers and everyone in between.

80 pages in this section.

• FamTally for salaried families One salary date, a dozen automatic debits, and a nagging sense that the month disappears faster than it should. Income i...
• Budgeting for salaried families One salary date, a dozen automatic debits, and a nagging sense that the month disappears faster than it should. Income i...
• Managing loans as salaried families One salary date, a dozen automatic debits, and a nagging sense that the month disappears faster than it should. Income i...
• Setting financial goals as salaried families One salary date, a dozen automatic debits, and a nagging sense that the month disappears faster than it should. Income i...
• FamTally for single-income families Everything rests on one payslip, so the margin for error is thinner than the household usually admits. The priorities ar...
• Budgeting for single-income families Everything rests on one payslip, so the margin for error is thinner than the household usually admits. The priorities ar...
• Managing loans as single-income families Everything rests on one payslip, so the margin for error is thinner than the household usually admits. The priorities ar...
• Setting financial goals as single-income families Everything rests on one payslip, so the margin for error is thinner than the household usually admits. The priorities ar...
• FamTally for dual-income couples Two incomes, two sets of accounts, and often two different pictures of where the household stands. The gain from simply...
• Budgeting for dual-income couples Two incomes, two sets of accounts, and often two different pictures of where the household stands. The gain from simply...
• Managing loans as dual-income couples Two incomes, two sets of accounts, and often two different pictures of where the household stands. The gain from simply...
• Setting financial goals as dual-income couples Two incomes, two sets of accounts, and often two different pictures of where the household stands. The gain from simply...
• FamTally for joint families Several earners, shared expenses, and assets spread across names and generations. What the family owns collectively is r...
• Budgeting for joint families Several earners, shared expenses, and assets spread across names and generations. What the family owns collectively is r...
• Managing loans as joint families Several earners, shared expenses, and assets spread across names and generations. What the family owns collectively is r...
• Setting financial goals as joint families Several earners, shared expenses, and assets spread across names and generations. What the family owns collectively is r...
• FamTally for newly married couples Two financial histories merging, with different habits and no agreed system yet. Deciding what is shared and what is sep...
• Budgeting for newly married couples Two financial histories merging, with different habits and no agreed system yet. Deciding what is shared and what is sep...
• Managing loans as newly married couples Two financial histories merging, with different habits and no agreed system yet. Deciding what is shared and what is sep...
• Setting financial goals as newly married couples Two financial histories merging, with different habits and no agreed system yet. Deciding what is shared and what is sep...
• FamTally for new parents Expenses jumped, sleep vanished, and the financial admin got postponed indefinitely. Three things matter now: health cov...
• Budgeting for new parents Expenses jumped, sleep vanished, and the financial admin got postponed indefinitely. Three things matter now: health cov...
• Managing loans as new parents Expenses jumped, sleep vanished, and the financial admin got postponed indefinitely. Three things matter now: health cov...
• Setting financial goals as new parents Expenses jumped, sleep vanished, and the financial admin got postponed indefinitely. Three things matter now: health cov...
• FamTally for families with school-going children Term fees, transport, uniforms and activities arrive in lumps the monthly budget never quite absorbs. Annual costs divid...
• Budgeting for families with school-going children Term fees, transport, uniforms and activities arrive in lumps the monthly budget never quite absorbs. Annual costs divid...
• Managing loans as families with school-going children Term fees, transport, uniforms and activities arrive in lumps the monthly budget never quite absorbs. Annual costs divid...
• Setting financial goals as families with school-going children Term fees, transport, uniforms and activities arrive in lumps the monthly budget never quite absorbs. Annual costs divid...
• FamTally for families with college students The largest planned expense of the decade, often funded by a mix of savings, loans and family help. The education loan,...
• Budgeting for families with college students The largest planned expense of the decade, often funded by a mix of savings, loans and family help. The education loan,...
• Managing loans as families with college students The largest planned expense of the decade, often funded by a mix of savings, loans and family help. The education loan,...
• Setting financial goals as families with college students The largest planned expense of the decade, often funded by a mix of savings, loans and family help. The education loan,...
• FamTally for single parents One income, no fallback, and every decision resting with one person. Cover and liquidity come before returns, and the gu...
• Budgeting for single parents One income, no fallback, and every decision resting with one person. Cover and liquidity come before returns, and the gu...
• Managing loans as single parents One income, no fallback, and every decision resting with one person. Cover and liquidity come before returns, and the gu...
• Setting financial goals as single parents One income, no fallback, and every decision resting with one person. Cover and liquidity come before returns, and the gu...
• FamTally for families supporting elderly parents A second household to help fund, plus healthcare costs that rise faster than anything else in the budget. Senior-citizen...
• Budgeting for families supporting elderly parents A second household to help fund, plus healthcare costs that rise faster than anything else in the budget. Senior-citizen...
• Managing loans as families supporting elderly parents A second household to help fund, plus healthcare costs that rise faster than anything else in the budget. Senior-citizen...
• Setting financial goals as families supporting elderly parents A second household to help fund, plus healthcare costs that rise faster than anything else in the budget. Senior-citizen...
• FamTally for homemakers running the household finances The person who actually manages the money often has the least visibility into the loans, policies and investments. Share...
• Budgeting for homemakers running the household finances The person who actually manages the money often has the least visibility into the loans, policies and investments. Share...
• Managing loans as homemakers running the household finances The person who actually manages the money often has the least visibility into the loans, policies and investments. Share...
• Setting financial goals as homemakers running the household finances The person who actually manages the money often has the least visibility into the loans, policies and investments. Share...
• FamTally for government employees Stable income and a pension or NPS, with the planning question shifted from risk to optimisation. The pension changes th...
• Budgeting for government employees Stable income and a pension or NPS, with the planning question shifted from risk to optimisation. The pension changes th...
• Managing loans as government employees Stable income and a pension or NPS, with the planning question shifted from risk to optimisation. The pension changes th...
• Setting financial goals as government employees Stable income and a pension or NPS, with the planning question shifted from risk to optimisation. The pension changes th...
• FamTally for teachers and academics Steady but modest income, long horizons, and often a second stream from tuition or consulting. Consistency is the advant...
• Budgeting for teachers and academics Steady but modest income, long horizons, and often a second stream from tuition or consulting. Consistency is the advant...
• Managing loans as teachers and academics Steady but modest income, long horizons, and often a second stream from tuition or consulting. Consistency is the advant...
• Setting financial goals as teachers and academics Steady but modest income, long horizons, and often a second stream from tuition or consulting. Consistency is the advant...
• FamTally for doctors and medical professionals Income arrives late in the career, often after a large education loan, and frequently from several sources at once. Prof...
• Budgeting for doctors and medical professionals Income arrives late in the career, often after a large education loan, and frequently from several sources at once. Prof...
• Managing loans as doctors and medical professionals Income arrives late in the career, often after a large education loan, and frequently from several sources at once. Prof...
• Setting financial goals as doctors and medical professionals Income arrives late in the career, often after a large education loan, and frequently from several sources at once. Prof...
• FamTally for IT professionals Strong income, RSUs or ESOPs, and a portfolio quietly concentrated in one employer. Concentration risk and variable pay...
• Budgeting for IT professionals Strong income, RSUs or ESOPs, and a portfolio quietly concentrated in one employer. Concentration risk and variable pay...
• Managing loans as IT professionals Strong income, RSUs or ESOPs, and a portfolio quietly concentrated in one employer. Concentration risk and variable pay...
• Setting financial goals as IT professionals Strong income, RSUs or ESOPs, and a portfolio quietly concentrated in one employer. Concentration risk and variable pay...
• FamTally for freelancers and consultants Income that varies month to month, no employer cover, and advance tax to remember. A larger emergency fund, self-bought...
• Budgeting for freelancers and consultants Income that varies month to month, no employer cover, and advance tax to remember. A larger emergency fund, self-bought...
• Managing loans as freelancers and consultants Income that varies month to month, no employer cover, and advance tax to remember. A larger emergency fund, self-bought...
• Setting financial goals as freelancers and consultants Income that varies month to month, no employer cover, and advance tax to remember. A larger emergency fund, self-bought...
• FamTally for small business owners Business and household money mixed together, so neither picture is clean. Separating the two is the single highest-value...
• Budgeting for small business owners Business and household money mixed together, so neither picture is clean. Separating the two is the single highest-value...
• Managing loans as small business owners Business and household money mixed together, so neither picture is clean. Separating the two is the single highest-value...
• Setting financial goals as small business owners Business and household money mixed together, so neither picture is clean. Separating the two is the single highest-value...
• FamTally for first-time home buyers A down payment to assemble, a loan to size, and a decision that shapes the next twenty years. Getting the EMI-to-income...
• Budgeting for first-time home buyers A down payment to assemble, a loan to size, and a decision that shapes the next twenty years. Getting the EMI-to-income...
• Managing loans as first-time home buyers A down payment to assemble, a loan to size, and a decision that shapes the next twenty years. Getting the EMI-to-income...
• Setting financial goals as first-time home buyers A down payment to assemble, a loan to size, and a decision that shapes the next twenty years. Getting the EMI-to-income...
• FamTally for families juggling several loans A home loan, a car loan, a personal loan and a card balance, each with its own date and rate. Seeing all of them ranked...
• Budgeting for families juggling several loans A home loan, a car loan, a personal loan and a card balance, each with its own date and rate. Seeing all of them ranked...
• Managing loans as families juggling several loans A home loan, a car loan, a personal loan and a card balance, each with its own date and rate. Seeing all of them ranked...
• Setting financial goals as families juggling several loans A home loan, a car loan, a personal loan and a card balance, each with its own date and rate. Seeing all of them ranked...
• FamTally for families approaching retirement Five to ten years out, with a corpus that may or may not be enough and a growing wish to know for certain. The shift fro...
• Budgeting for families approaching retirement Five to ten years out, with a corpus that may or may not be enough and a growing wish to know for certain. The shift fro...
• Managing loans as families approaching retirement Five to ten years out, with a corpus that may or may not be enough and a growing wish to know for certain. The shift fro...
• Setting financial goals as families approaching retirement Five to ten years out, with a corpus that may or may not be enough and a growing wish to know for certain. The shift fro...