Setting financial goals as IT professionals

Strong income, RSUs or ESOPs, and a portfolio quietly concentrated in one employer. Concentration risk and variable pay are the two things worth managing deliberately.

Built for
The family

not one person

Focus here
Goals and the five-year view

of the full picture

Price
Free

no card needed

The problem, specifically

Strong income, RSUs or ESOPs, and a portfolio quietly concentrated in one employer. Goals without dates and amounts are wishes, and wishes lose to whatever is urgent this month.

What to set up once

Each goal with a target amount, a target date and where the money is being held. The app works out the monthly contribution needed and, more usefully, projects the month you will actually reach it based on what you are really saving.

The number to watch

The gap between the month you want the money and the month you are projected to have it. That gap is actionable in a way a target amount alone never is.

Where FamTally comes in

FamTally covers goals and the five-year view for IT professionals: loans with real amortisation, income and recurring expenses, assets valued at today's prices, insurance with renewal reminders, goals with projected dates, and a five-year cashflow forecast. Invite the rest of the family with view or edit access so the knowledge is not held by one person. The AI assistant answers questions against your own numbers — "can we afford this?", "which loan should we clear first?" — instead of offering generic advice. Free to use.

Stop doing this in a spreadsheet

FamTally keeps your loans, income, expenses, assets, insurance and goals in one place, forecasts five years ahead, and answers questions about your own numbers. Free, and built for Indian families.

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Questions people ask

Is FamTally suitable for IT professionals?

Yes. It is built around an Indian household rather than an individual account — loans, income, expenses, assets, insurance and goals in one place, shared with whoever needs to see them.

Can more than one person use the same account?

Yes. Invite family members and give each of them view or edit access. Everyone sees the same numbers, which is usually the change that matters most.

Does it connect to my bank?

No. You record what matters — income, expenses, loans, assets and policies — and the app does the calculation, projection and reminding. Nothing needs your banking credentials.

What does it cost?

It is free to use, including the AI assistant within its daily limits.

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