FamTally for new parents
Expenses jumped, sleep vanished, and the financial admin got postponed indefinitely. Three things matter now: health cover that includes the child, term cover on the earners, and an education goal started early enough to be cheap.
- Built for
- The family
- Focus here
- The whole picture
- Price
- Free
not one person
of the full picture
no card needed
The problem, specifically
Expenses jumped, sleep vanished, and the financial admin got postponed indefinitely. Three things matter now: health cover that includes the child, term cover on the earners, and an education goal started early enough to be cheap.
What the household actually needs
One place where income, expenses, loans, assets, insurance and goals sit together, visible to more than one person, updating without a monthly data-entry session. Most families run this across a spreadsheet, three banking apps and one person's memory — which works until that person is unavailable.
Where to start
Loans and income first, because they are the largest and most fixed. Then recurring expenses, which stop needing attention once recorded. Then assets and insurance, which take an evening and answer a surprising number of questions. Goals last, once you can see what the surplus actually is.
Where FamTally comes in
FamTally covers the whole picture for new parents: loans with real amortisation, income and recurring expenses, assets valued at today's prices, insurance with renewal reminders, goals with projected dates, and a five-year cashflow forecast. Invite the rest of the family with view or edit access so the knowledge is not held by one person. The AI assistant answers questions against your own numbers — "can we afford this?", "which loan should we clear first?" — instead of offering generic advice. Free to use.
Stop doing this in a spreadsheet
FamTally keeps your loans, income, expenses, assets, insurance and goals in one place, forecasts five years ahead, and answers questions about your own numbers. Free, and built for Indian families.
Start freeQuestions people ask
Is FamTally suitable for new parents?
Yes. It is built around an Indian household rather than an individual account — loans, income, expenses, assets, insurance and goals in one place, shared with whoever needs to see them.
Can more than one person use the same account?
Yes. Invite family members and give each of them view or edit access. Everyone sees the same numbers, which is usually the change that matters most.
Does it connect to my bank?
No. You record what matters — income, expenses, loans, assets and policies — and the app does the calculation, projection and reminding. Nothing needs your banking credentials.
What does it cost?
It is free to use, including the AI assistant within its daily limits.