What NAV actually tells you
Net asset value is the per-unit price of a mutual fund, calculated at the end of each trading day. It is how your holding is valued: units multiplied by NAV. Nothing more.
What it means
Net asset value is the per-unit price of a mutual fund, calculated at the end of each trading day.
Why it matters to a household
It is how your holding is valued: units multiplied by NAV. Nothing more.
Where it trips people up
Thinking a low NAV means a cheap fund. A ₹10 NAV and a ₹500 NAV say nothing about future returns — only about how long the fund has existed and what it has done since.
In an Indian household
New fund offers are often marketed on a ₹10 NAV as if it were a discount. It is not.
Where FamTally comes in
FamTally is a free AI-driven money manager built for Indian families. It holds your loans, income, expenses, assets, insurance and goals in one place, forecasts five years ahead, and lets you ask an assistant questions about your own numbers rather than looking up general advice. Everything on this page is the kind of thing it works out for you automatically.
Stop doing this in a spreadsheet
FamTally keeps your loans, income, expenses, assets, insurance and goals in one place, forecasts five years ahead, and answers questions about your own numbers. Free, and built for Indian families.
Start freeQuestions people ask
What NAV actually tells you
Net asset value is the per-unit price of a mutual fund, calculated at the end of each trading day.
Why does it matter?
It is how your holding is valued: units multiplied by NAV. Nothing more.
What do people usually get wrong?
Thinking a low NAV means a cheap fund. A ₹10 NAV and a ₹500 NAV say nothing about future returns — only about how long the fund has existed and what it has done since.
Is there anything India-specific?
New fund offers are often marketed on a ₹10 NAV as if it were a discount. It is not.