Inflation, in household terms

The rate at which prices rise, which means the same rupee buys less over time. It is why money left idle loses value, and why long-term goals must be planned on future prices rather than today's.

What it means

The rate at which prices rise, which means the same rupee buys less over time.

Why it matters to a household

It is why money left idle loses value, and why long-term goals must be planned on future prices rather than today's.

Where it trips people up

Using the headline inflation figure for everything. Education and healthcare in India have run well above the general rate for years.

In an Indian household

A rough guide: at 6%, prices roughly double in twelve years. School fees can double faster than that.

Where FamTally comes in

FamTally is a free AI-driven money manager built for Indian families. It holds your loans, income, expenses, assets, insurance and goals in one place, forecasts five years ahead, and lets you ask an assistant questions about your own numbers rather than looking up general advice. Everything on this page is the kind of thing it works out for you automatically.

Stop doing this in a spreadsheet

FamTally keeps your loans, income, expenses, assets, insurance and goals in one place, forecasts five years ahead, and answers questions about your own numbers. Free, and built for Indian families.

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Questions people ask

Inflation, in household terms

The rate at which prices rise, which means the same rupee buys less over time.

Why does it matter?

It is why money left idle loses value, and why long-term goals must be planned on future prices rather than today's.

What do people usually get wrong?

Using the headline inflation figure for everything. Education and healthcare in India have run well above the general rate for years.

Is there anything India-specific?

A rough guide: at 6%, prices roughly double in twelve years. School fees can double faster than that.

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