Valuing listed shares
A net worth statement is only as honest as its valuations, and stocks is one of the places households most often get it wrong — usually by carrying the purchase price forward for years. Shares held × the last traded price. FamTally can pull the live price by ticker, so the holding revalues itself instead of drifting from what you paid.
- Liquidity grade
- High
- Time to sell
- Sell today
- Revalue every
- Month
how fast it becomes cash
realistically
or when something material changes
The number to write down
Shares held × the last traded price. FamTally can pull the live price by ticker, so the holding revalues itself instead of drifting from what you paid.
What people get wrong
The purchase price is history. What the holding is worth today is the only number that belongs on a net worth statement. Full capital risk, concentrated if a single employer's stock or ESOPs dominate the portfolio.
Keep the history, not just the latest figure
A single current value tells you where you stand. A series of valuations tells you whether the asset is doing anything for you. Record the value each time you check it, with the date, and the trend answers questions a snapshot cannot — like whether this holding has actually beaten inflation since you bought it.
Where FamTally comes in
FamTally stores listed shares with a purchase value, a valuation history and a liquidity grade, so your net worth reflects today rather than the day you bought. Equity holdings can be attached to a ticker and revalued from the live market price in one tap. Free to use.
Stop doing this in a spreadsheet
FamTally keeps your loans, income, expenses, assets, insurance and goals in one place, forecasts five years ahead, and answers questions about your own numbers. Free, and built for Indian families.
Start freeQuestions people ask
How do I value stocks?
Shares held × the last traded price. FamTally can pull the live price by ticker, so the holding revalues itself instead of drifting from what you paid.
How often should I update the value?
Monthly is plenty, and it takes seconds once the holding is recorded.
Should I use the purchase price instead?
No. The purchase price answers a question about the past. A net worth statement is about what you could realise today.