Goal planners

Emergency fund, child education, retirement, down payment and debt-free targets, with the monthly number each one needs.

108 pages in this section.

• A 3-month emergency fund when you spend ₹30,000 a month Spending ₹30,000 a month means a 3-month emergency fund of ₹90,000. Saving ₹7,500 a month gets you there in a year.
• A 6-month emergency fund when you spend ₹30,000 a month Spending ₹30,000 a month means a 6-month emergency fund of ₹1.8 lakh. Saving ₹15,000 a month gets you there in a year.
• A 3-month emergency fund when you spend ₹40,000 a month Spending ₹40,000 a month means a 3-month emergency fund of ₹1.2 lakh. Saving ₹10,000 a month gets you there in a year.
• A 6-month emergency fund when you spend ₹40,000 a month Spending ₹40,000 a month means a 6-month emergency fund of ₹2.4 lakh. Saving ₹20,000 a month gets you there in a year.
• A 3-month emergency fund when you spend ₹50,000 a month Spending ₹50,000 a month means a 3-month emergency fund of ₹1.5 lakh. Saving ₹12,500 a month gets you there in a year.
• A 6-month emergency fund when you spend ₹50,000 a month Spending ₹50,000 a month means a 6-month emergency fund of ₹3 lakh. Saving ₹25,000 a month gets you there in a year.
• A 3-month emergency fund when you spend ₹75,000 a month Spending ₹75,000 a month means a 3-month emergency fund of ₹2.25 lakh. Saving ₹18,750 a month gets you there in a year.
• A 6-month emergency fund when you spend ₹75,000 a month Spending ₹75,000 a month means a 6-month emergency fund of ₹4.5 lakh. Saving ₹37,500 a month gets you there in a year.
• A 3-month emergency fund when you spend ₹1 lakh a month Spending ₹1 lakh a month means a 3-month emergency fund of ₹3 lakh. Saving ₹25,000 a month gets you there in a year.
• A 6-month emergency fund when you spend ₹1 lakh a month Spending ₹1 lakh a month means a 6-month emergency fund of ₹6 lakh. Saving ₹50,000 a month gets you there in a year.
• A 3-month emergency fund when you spend ₹1.5 lakh a month Spending ₹1.5 lakh a month means a 3-month emergency fund of ₹4.5 lakh. Saving ₹37,500 a month gets you there in a year.
• A 6-month emergency fund when you spend ₹1.5 lakh a month Spending ₹1.5 lakh a month means a 6-month emergency fund of ₹9 lakh. Saving ₹75,000 a month gets you there in a year.
• ₹20 lakh for a child's education fund, 5 years out A ₹20 lakh goal 5 years away costs about ₹38,962 a month, because 8% inflation turns the target into ₹29.39 lakh by the...
• ₹20 lakh for a child's education fund, 10 years out A ₹20 lakh goal 10 years away costs about ₹19,898 a month, because 8% inflation turns the target into ₹43.18 lakh by the...
• ₹20 lakh for a child's education fund, 15 years out A ₹20 lakh goal 15 years away costs about ₹13,953 a month, because 8% inflation turns the target into ₹63.44 lakh by the...
• ₹20 lakh for a child's education fund, 18 years out A ₹20 lakh goal 18 years away costs about ₹11,859 a month, because 8% inflation turns the target into ₹79.92 lakh by the...
• ₹30 lakh for a child's education fund, 5 years out A ₹30 lakh goal 5 years away costs about ₹58,443 a month, because 8% inflation turns the target into ₹44.08 lakh by the...
• ₹30 lakh for a child's education fund, 10 years out A ₹30 lakh goal 10 years away costs about ₹29,847 a month, because 8% inflation turns the target into ₹64.77 lakh by the...
• ₹30 lakh for a child's education fund, 15 years out A ₹30 lakh goal 15 years away costs about ₹20,930 a month, because 8% inflation turns the target into ₹95.17 lakh by the...
• ₹30 lakh for a child's education fund, 18 years out A ₹30 lakh goal 18 years away costs about ₹17,788 a month, because 8% inflation turns the target into ₹1.2 crore by the...
• ₹50 lakh for a child's education fund, 5 years out A ₹50 lakh goal 5 years away costs about ₹97,404 a month, because 8% inflation turns the target into ₹73.47 lakh by the...
• ₹50 lakh for a child's education fund, 10 years out A ₹50 lakh goal 10 years away costs about ₹49,745 a month, because 8% inflation turns the target into ₹1.08 crore by the...
• ₹50 lakh for a child's education fund, 15 years out A ₹50 lakh goal 15 years away costs about ₹34,883 a month, because 8% inflation turns the target into ₹1.59 crore by the...
• ₹50 lakh for a child's education fund, 18 years out A ₹50 lakh goal 18 years away costs about ₹29,647 a month, because 8% inflation turns the target into ₹2 crore by the ti...
• ₹75 lakh for a child's education fund, 5 years out A ₹75 lakh goal 5 years away costs about ₹1,46,107 a month, because 8% inflation turns the target into ₹1.1 crore by the...
• ₹75 lakh for a child's education fund, 10 years out A ₹75 lakh goal 10 years away costs about ₹74,618 a month, because 8% inflation turns the target into ₹1.62 crore by the...
• ₹75 lakh for a child's education fund, 15 years out A ₹75 lakh goal 15 years away costs about ₹52,324 a month, because 8% inflation turns the target into ₹2.38 crore by the...
• ₹75 lakh for a child's education fund, 18 years out A ₹75 lakh goal 18 years away costs about ₹44,471 a month, because 8% inflation turns the target into ₹3 crore by the ti...
• ₹1 crore for a child's education fund, 5 years out A ₹1 crore goal 5 years away costs about ₹1,94,809 a month, because 8% inflation turns the target into ₹1.47 crore by th...
• ₹1 crore for a child's education fund, 10 years out A ₹1 crore goal 10 years away costs about ₹99,490 a month, because 8% inflation turns the target into ₹2.16 crore by the...
• ₹1 crore for a child's education fund, 15 years out A ₹1 crore goal 15 years away costs about ₹69,766 a month, because 8% inflation turns the target into ₹3.17 crore by the...
• ₹1 crore for a child's education fund, 18 years out A ₹1 crore goal 18 years away costs about ₹59,294 a month, because 8% inflation turns the target into ₹4 crore by the ti...
• The corpus behind ₹40,000 a month, 10 years from now Spending ₹40,000 a month today means about ₹71,634 a month in 10 years. Funding that for life needs roughly ₹2.15 crore...
• The corpus behind ₹40,000 a month, 15 years from now Spending ₹40,000 a month today means about ₹95,862 a month in 15 years. Funding that for life needs roughly ₹2.88 crore...
• The corpus behind ₹40,000 a month, 20 years from now Spending ₹40,000 a month today means about ₹1.28 lakh a month in 20 years. Funding that for life needs roughly ₹3.85 cro...
• The corpus behind ₹40,000 a month, 25 years from now Spending ₹40,000 a month today means about ₹1.72 lakh a month in 25 years. Funding that for life needs roughly ₹5.15 cro...
• The corpus behind ₹60,000 a month, 10 years from now Spending ₹60,000 a month today means about ₹1.07 lakh a month in 10 years. Funding that for life needs roughly ₹3.22 cro...
• The corpus behind ₹60,000 a month, 15 years from now Spending ₹60,000 a month today means about ₹1.44 lakh a month in 15 years. Funding that for life needs roughly ₹4.31 cro...
• The corpus behind ₹60,000 a month, 20 years from now Spending ₹60,000 a month today means about ₹1.92 lakh a month in 20 years. Funding that for life needs roughly ₹5.77 cro...
• The corpus behind ₹60,000 a month, 25 years from now Spending ₹60,000 a month today means about ₹2.58 lakh a month in 25 years. Funding that for life needs roughly ₹7.73 cro...
• The corpus behind ₹80,000 a month, 10 years from now Spending ₹80,000 a month today means about ₹1.43 lakh a month in 10 years. Funding that for life needs roughly ₹4.3 cror...
• The corpus behind ₹80,000 a month, 15 years from now Spending ₹80,000 a month today means about ₹1.92 lakh a month in 15 years. Funding that for life needs roughly ₹5.75 cro...
• The corpus behind ₹80,000 a month, 20 years from now Spending ₹80,000 a month today means about ₹2.57 lakh a month in 20 years. Funding that for life needs roughly ₹7.7 cror...
• The corpus behind ₹80,000 a month, 25 years from now Spending ₹80,000 a month today means about ₹3.43 lakh a month in 25 years. Funding that for life needs roughly ₹10.3 cro...
• The corpus behind ₹1 lakh a month, 10 years from now Spending ₹1 lakh a month today means about ₹1.79 lakh a month in 10 years. Funding that for life needs roughly ₹5.37 cro...
• The corpus behind ₹1 lakh a month, 15 years from now Spending ₹1 lakh a month today means about ₹2.4 lakh a month in 15 years. Funding that for life needs roughly ₹7.19 cror...
• The corpus behind ₹1 lakh a month, 20 years from now Spending ₹1 lakh a month today means about ₹3.21 lakh a month in 20 years. Funding that for life needs roughly ₹9.62 cro...
• The corpus behind ₹1 lakh a month, 25 years from now Spending ₹1 lakh a month today means about ₹4.29 lakh a month in 25 years. Funding that for life needs roughly ₹12.88 cr...
• The corpus behind ₹1.5 lakh a month, 10 years from now Spending ₹1.5 lakh a month today means about ₹2.69 lakh a month in 10 years. Funding that for life needs roughly ₹8.06 c...
• The corpus behind ₹1.5 lakh a month, 15 years from now Spending ₹1.5 lakh a month today means about ₹3.59 lakh a month in 15 years. Funding that for life needs roughly ₹10.78...
• The corpus behind ₹1.5 lakh a month, 20 years from now Spending ₹1.5 lakh a month today means about ₹4.81 lakh a month in 20 years. Funding that for life needs roughly ₹14.43...
• The corpus behind ₹1.5 lakh a month, 25 years from now Spending ₹1.5 lakh a month today means about ₹6.44 lakh a month in 25 years. Funding that for life needs roughly ₹19.31...
• ₹5 lakh for a home down payment, 2 years out A ₹5 lakh goal 2 years away costs about ₹21,983 a month, because 6% inflation turns the target into ₹5.62 lakh by the ti...
• ₹5 lakh for a home down payment, 3 years out A ₹5 lakh goal 3 years away costs about ₹15,026 a month, because 6% inflation turns the target into ₹5.96 lakh by the ti...
• ₹5 lakh for a home down payment, 5 years out A ₹5 lakh goal 5 years away costs about ₹8,871 a month, because 6% inflation turns the target into ₹6.69 lakh by the tim...
• ₹5 lakh for a home down payment, 7 years out A ₹5 lakh goal 7 years away costs about ₹6,457 a month, because 6% inflation turns the target into ₹7.52 lakh by the tim...
• ₹10 lakh for a home down payment, 2 years out A ₹10 lakh goal 2 years away costs about ₹43,966 a month, because 6% inflation turns the target into ₹11.24 lakh by the...
• ₹10 lakh for a home down payment, 3 years out A ₹10 lakh goal 3 years away costs about ₹30,052 a month, because 6% inflation turns the target into ₹11.91 lakh by the...
• ₹10 lakh for a home down payment, 5 years out A ₹10 lakh goal 5 years away costs about ₹17,743 a month, because 6% inflation turns the target into ₹13.38 lakh by the...
• ₹10 lakh for a home down payment, 7 years out A ₹10 lakh goal 7 years away costs about ₹12,915 a month, because 6% inflation turns the target into ₹15.04 lakh by the...
• ₹15 lakh for a home down payment, 2 years out A ₹15 lakh goal 2 years away costs about ₹65,949 a month, because 6% inflation turns the target into ₹16.85 lakh by the...
• ₹15 lakh for a home down payment, 3 years out A ₹15 lakh goal 3 years away costs about ₹45,078 a month, because 6% inflation turns the target into ₹17.87 lakh by the...
• ₹15 lakh for a home down payment, 5 years out A ₹15 lakh goal 5 years away costs about ₹26,614 a month, because 6% inflation turns the target into ₹20.07 lakh by the...
• ₹15 lakh for a home down payment, 7 years out A ₹15 lakh goal 7 years away costs about ₹19,372 a month, because 6% inflation turns the target into ₹22.55 lakh by the...
• ₹20 lakh for a home down payment, 2 years out A ₹20 lakh goal 2 years away costs about ₹87,932 a month, because 6% inflation turns the target into ₹22.47 lakh by the...
• ₹20 lakh for a home down payment, 3 years out A ₹20 lakh goal 3 years away costs about ₹60,104 a month, because 6% inflation turns the target into ₹23.82 lakh by the...
• ₹20 lakh for a home down payment, 5 years out A ₹20 lakh goal 5 years away costs about ₹35,485 a month, because 6% inflation turns the target into ₹26.76 lakh by the...
• ₹20 lakh for a home down payment, 7 years out A ₹20 lakh goal 7 years away costs about ₹25,830 a month, because 6% inflation turns the target into ₹30.07 lakh by the...
• ₹30 lakh for a home down payment, 2 years out A ₹30 lakh goal 2 years away costs about ₹1,31,898 a month, because 6% inflation turns the target into ₹33.71 lakh by th...
• ₹30 lakh for a home down payment, 3 years out A ₹30 lakh goal 3 years away costs about ₹90,156 a month, because 6% inflation turns the target into ₹35.73 lakh by the...
• ₹30 lakh for a home down payment, 5 years out A ₹30 lakh goal 5 years away costs about ₹53,228 a month, because 6% inflation turns the target into ₹40.15 lakh by the...
• ₹30 lakh for a home down payment, 7 years out A ₹30 lakh goal 7 years away costs about ₹38,744 a month, because 6% inflation turns the target into ₹45.11 lakh by the...
• ₹10 lakh for a wedding fund, 2 years out A ₹10 lakh goal 2 years away costs about ₹44,799 a month, because 7% inflation turns the target into ₹11.45 lakh by the...
• ₹10 lakh for a wedding fund, 3 years out A ₹10 lakh goal 3 years away costs about ₹30,911 a month, because 7% inflation turns the target into ₹12.25 lakh by the...
• ₹10 lakh for a wedding fund, 5 years out A ₹10 lakh goal 5 years away costs about ₹18,596 a month, because 7% inflation turns the target into ₹14.03 lakh by the...
• ₹15 lakh for a wedding fund, 2 years out A ₹15 lakh goal 2 years away costs about ₹67,199 a month, because 7% inflation turns the target into ₹17.17 lakh by the...
• ₹15 lakh for a wedding fund, 3 years out A ₹15 lakh goal 3 years away costs about ₹46,366 a month, because 7% inflation turns the target into ₹18.38 lakh by the...
• ₹15 lakh for a wedding fund, 5 years out A ₹15 lakh goal 5 years away costs about ₹27,893 a month, because 7% inflation turns the target into ₹21.04 lakh by the...
• ₹25 lakh for a wedding fund, 2 years out A ₹25 lakh goal 2 years away costs about ₹1,11,999 a month, because 7% inflation turns the target into ₹28.62 lakh by th...
• ₹25 lakh for a wedding fund, 3 years out A ₹25 lakh goal 3 years away costs about ₹77,277 a month, because 7% inflation turns the target into ₹30.63 lakh by the...
• ₹25 lakh for a wedding fund, 5 years out A ₹25 lakh goal 5 years away costs about ₹46,489 a month, because 7% inflation turns the target into ₹35.06 lakh by the...
• ₹40 lakh for a wedding fund, 2 years out A ₹40 lakh goal 2 years away costs about ₹1,79,198 a month, because 7% inflation turns the target into ₹45.8 lakh by the...
• ₹40 lakh for a wedding fund, 3 years out A ₹40 lakh goal 3 years away costs about ₹1,23,643 a month, because 7% inflation turns the target into ₹49 lakh by the t...
• ₹40 lakh for a wedding fund, 5 years out A ₹40 lakh goal 5 years away costs about ₹74,382 a month, because 7% inflation turns the target into ₹56.1 lakh by the t...
• ₹50 lakh for a wedding fund, 2 years out A ₹50 lakh goal 2 years away costs about ₹2,23,997 a month, because 7% inflation turns the target into ₹57.25 lakh by th...
• ₹50 lakh for a wedding fund, 3 years out A ₹50 lakh goal 3 years away costs about ₹1,54,553 a month, because 7% inflation turns the target into ₹61.25 lakh by th...
• ₹50 lakh for a wedding fund, 5 years out A ₹50 lakh goal 5 years away costs about ₹92,978 a month, because 7% inflation turns the target into ₹70.13 lakh by the...
• ₹3 lakh for a car fund, 2 years out A ₹3 lakh goal 2 years away costs about ₹12,942 a month, because 5% inflation turns the target into ₹3.31 lakh by the ti...
• ₹3 lakh for a car fund, 3 years out A ₹3 lakh goal 3 years away costs about ₹8,763 a month, because 5% inflation turns the target into ₹3.47 lakh by the tim...
• ₹3 lakh for a car fund, 4 years out A ₹3 lakh goal 4 years away costs about ₹6,339 a month, because 5% inflation turns the target into ₹3.65 lakh by the tim...
• ₹5 lakh for a car fund, 2 years out A ₹5 lakh goal 2 years away costs about ₹21,570 a month, because 5% inflation turns the target into ₹5.51 lakh by the ti...
• ₹5 lakh for a car fund, 3 years out A ₹5 lakh goal 3 years away costs about ₹14,605 a month, because 5% inflation turns the target into ₹5.79 lakh by the ti...
• ₹5 lakh for a car fund, 4 years out A ₹5 lakh goal 4 years away costs about ₹10,566 a month, because 5% inflation turns the target into ₹6.08 lakh by the ti...
• ₹8 lakh for a car fund, 2 years out A ₹8 lakh goal 2 years away costs about ₹34,512 a month, because 5% inflation turns the target into ₹8.82 lakh by the ti...
• ₹8 lakh for a car fund, 3 years out A ₹8 lakh goal 3 years away costs about ₹23,368 a month, because 5% inflation turns the target into ₹9.26 lakh by the ti...
• ₹8 lakh for a car fund, 4 years out A ₹8 lakh goal 4 years away costs about ₹16,905 a month, because 5% inflation turns the target into ₹9.72 lakh by the ti...
• ₹12 lakh for a car fund, 2 years out A ₹12 lakh goal 2 years away costs about ₹51,768 a month, because 5% inflation turns the target into ₹13.23 lakh by the...
• ₹12 lakh for a car fund, 3 years out A ₹12 lakh goal 3 years away costs about ₹35,052 a month, because 5% inflation turns the target into ₹13.89 lakh by the...
• ₹12 lakh for a car fund, 4 years out A ₹12 lakh goal 4 years away costs about ₹25,358 a month, because 5% inflation turns the target into ₹14.59 lakh by the...
• ₹15 lakh for a car fund, 2 years out A ₹15 lakh goal 2 years away costs about ₹64,711 a month, because 5% inflation turns the target into ₹16.54 lakh by the...
• ₹15 lakh for a car fund, 3 years out A ₹15 lakh goal 3 years away costs about ₹43,814 a month, because 5% inflation turns the target into ₹17.36 lakh by the...
• ₹15 lakh for a car fund, 4 years out A ₹15 lakh goal 4 years away costs about ₹31,697 a month, because 5% inflation turns the target into ₹18.23 lakh by the...
• Getting to zero on ₹2 lakh of debt Clearing ₹2 lakh of unsecured debt in three years needs about ₹6,787 a month. See what other timelines cost and which de...
• Getting to zero on ₹5 lakh of debt Clearing ₹5 lakh of unsecured debt in three years needs about ₹16,968 a month. See what other timelines cost and which d...
• Getting to zero on ₹10 lakh of debt Clearing ₹10 lakh of unsecured debt in three years needs about ₹33,935 a month. See what other timelines cost and which...
• Getting to zero on ₹20 lakh of debt Clearing ₹20 lakh of unsecured debt in three years needs about ₹67,871 a month. See what other timelines cost and which...
• Getting to zero on ₹30 lakh of debt Clearing ₹30 lakh of unsecured debt in three years needs about ₹1,01,806 a month. See what other timelines cost and whic...
• Getting to zero on ₹50 lakh of debt Clearing ₹50 lakh of unsecured debt in three years needs about ₹1,69,676 a month. See what other timelines cost and whic...