Prepayment savings

What a part-payment really saves you, split between cutting the tenure and cutting the EMI.

66 pages in this section.

What ₹1 lakh prepaid in year 1 saves on a ₹25 lakh home loan Putting ₹1 lakh against a ₹25 lakh home loan at the end of year 1 saves about ₹3.85 lakh in interest and ends the loan 2...
What ₹1 lakh prepaid in year 3 saves on a ₹25 lakh home loan Putting ₹1 lakh against a ₹25 lakh home loan at the end of year 3 saves about ₹3.13 lakh in interest and ends the loan 1...
What ₹1 lakh prepaid in year 5 saves on a ₹25 lakh home loan Putting ₹1 lakh against a ₹25 lakh home loan at the end of year 5 saves about ₹2.5 lakh in interest and ends the loan 15...
What ₹2 lakh prepaid in year 1 saves on a ₹25 lakh home loan Putting ₹2 lakh against a ₹25 lakh home loan at the end of year 1 saves about ₹7.03 lakh in interest and ends the loan 4...
What ₹2 lakh prepaid in year 3 saves on a ₹25 lakh home loan Putting ₹2 lakh against a ₹25 lakh home loan at the end of year 3 saves about ₹5.76 lakh in interest and ends the loan 3...
What ₹2 lakh prepaid in year 5 saves on a ₹25 lakh home loan Putting ₹2 lakh against a ₹25 lakh home loan at the end of year 5 saves about ₹4.64 lakh in interest and ends the loan 3...
What ₹5 lakh prepaid in year 1 saves on a ₹25 lakh home loan Putting ₹5 lakh against a ₹25 lakh home loan at the end of year 1 saves about ₹13.95 lakh in interest and ends the loan...
What ₹5 lakh prepaid in year 3 saves on a ₹25 lakh home loan Putting ₹5 lakh against a ₹25 lakh home loan at the end of year 3 saves about ₹11.61 lakh in interest and ends the loan...
What ₹5 lakh prepaid in year 5 saves on a ₹25 lakh home loan Putting ₹5 lakh against a ₹25 lakh home loan at the end of year 5 saves about ₹9.49 lakh in interest and ends the loan 6...
What ₹10 lakh prepaid in year 1 saves on a ₹25 lakh home loan Putting ₹10 lakh against a ₹25 lakh home loan at the end of year 1 saves about ₹20.54 lakh in interest and ends the loan...
What ₹10 lakh prepaid in year 3 saves on a ₹25 lakh home loan Putting ₹10 lakh against a ₹25 lakh home loan at the end of year 3 saves about ₹17.29 lakh in interest and ends the loan...
What ₹10 lakh prepaid in year 5 saves on a ₹25 lakh home loan Putting ₹10 lakh against a ₹25 lakh home loan at the end of year 5 saves about ₹14.26 lakh in interest and ends the loan...
What ₹1 lakh prepaid in year 1 saves on a ₹50 lakh home loan Putting ₹1 lakh against a ₹50 lakh home loan at the end of year 1 saves about ₹4.04 lakh in interest and ends the loan 1...
What ₹1 lakh prepaid in year 3 saves on a ₹50 lakh home loan Putting ₹1 lakh against a ₹50 lakh home loan at the end of year 3 saves about ₹3.26 lakh in interest and ends the loan 9...
What ₹1 lakh prepaid in year 5 saves on a ₹50 lakh home loan Putting ₹1 lakh against a ₹50 lakh home loan at the end of year 5 saves about ₹2.6 lakh in interest and ends the loan 8...
What ₹2 lakh prepaid in year 1 saves on a ₹50 lakh home loan Putting ₹2 lakh against a ₹50 lakh home loan at the end of year 1 saves about ₹7.7 lakh in interest and ends the loan 21...
What ₹2 lakh prepaid in year 3 saves on a ₹50 lakh home loan Putting ₹2 lakh against a ₹50 lakh home loan at the end of year 3 saves about ₹6.25 lakh in interest and ends the loan 1...
What ₹2 lakh prepaid in year 5 saves on a ₹50 lakh home loan Putting ₹2 lakh against a ₹50 lakh home loan at the end of year 5 saves about ₹5 lakh in interest and ends the loan 15 m...
What ₹5 lakh prepaid in year 1 saves on a ₹50 lakh home loan Putting ₹5 lakh against a ₹50 lakh home loan at the end of year 1 saves about ₹16.86 lakh in interest and ends the loan...
What ₹5 lakh prepaid in year 3 saves on a ₹50 lakh home loan Putting ₹5 lakh against a ₹50 lakh home loan at the end of year 3 saves about ₹13.84 lakh in interest and ends the loan...
What ₹5 lakh prepaid in year 5 saves on a ₹50 lakh home loan Putting ₹5 lakh against a ₹50 lakh home loan at the end of year 5 saves about ₹11.19 lakh in interest and ends the loan...
What ₹10 lakh prepaid in year 1 saves on a ₹50 lakh home loan Putting ₹10 lakh against a ₹50 lakh home loan at the end of year 1 saves about ₹27.9 lakh in interest and ends the loan...
What ₹10 lakh prepaid in year 3 saves on a ₹50 lakh home loan Putting ₹10 lakh against a ₹50 lakh home loan at the end of year 3 saves about ₹23.21 lakh in interest and ends the loan...
What ₹10 lakh prepaid in year 5 saves on a ₹50 lakh home loan Putting ₹10 lakh against a ₹50 lakh home loan at the end of year 5 saves about ₹18.97 lakh in interest and ends the loan...
What ₹1 lakh prepaid in year 1 saves on a ₹75 lakh home loan Putting ₹1 lakh against a ₹75 lakh home loan at the end of year 1 saves about ₹4.11 lakh in interest and ends the loan 8...
What ₹1 lakh prepaid in year 3 saves on a ₹75 lakh home loan Putting ₹1 lakh against a ₹75 lakh home loan at the end of year 3 saves about ₹3.31 lakh in interest and ends the loan 7...
What ₹1 lakh prepaid in year 5 saves on a ₹75 lakh home loan Putting ₹1 lakh against a ₹75 lakh home loan at the end of year 5 saves about ₹2.64 lakh in interest and ends the loan 6...
What ₹2 lakh prepaid in year 1 saves on a ₹75 lakh home loan Putting ₹2 lakh against a ₹75 lakh home loan at the end of year 1 saves about ₹7.96 lakh in interest and ends the loan 1...
What ₹2 lakh prepaid in year 3 saves on a ₹75 lakh home loan Putting ₹2 lakh against a ₹75 lakh home loan at the end of year 3 saves about ₹6.43 lakh in interest and ends the loan 1...
What ₹2 lakh prepaid in year 5 saves on a ₹75 lakh home loan Putting ₹2 lakh against a ₹75 lakh home loan at the end of year 5 saves about ₹5.14 lakh in interest and ends the loan 1...
What ₹5 lakh prepaid in year 1 saves on a ₹75 lakh home loan Putting ₹5 lakh against a ₹75 lakh home loan at the end of year 1 saves about ₹18.11 lakh in interest and ends the loan...
What ₹5 lakh prepaid in year 3 saves on a ₹75 lakh home loan Putting ₹5 lakh against a ₹75 lakh home loan at the end of year 3 saves about ₹14.78 lakh in interest and ends the loan...
What ₹5 lakh prepaid in year 5 saves on a ₹75 lakh home loan Putting ₹5 lakh against a ₹75 lakh home loan at the end of year 5 saves about ₹11.89 lakh in interest and ends the loan...
What ₹10 lakh prepaid in year 1 saves on a ₹75 lakh home loan Putting ₹10 lakh against a ₹75 lakh home loan at the end of year 1 saves about ₹31.53 lakh in interest and ends the loan...
What ₹10 lakh prepaid in year 3 saves on a ₹75 lakh home loan Putting ₹10 lakh against a ₹75 lakh home loan at the end of year 3 saves about ₹26.03 lakh in interest and ends the loan...
What ₹10 lakh prepaid in year 5 saves on a ₹75 lakh home loan Putting ₹10 lakh against a ₹75 lakh home loan at the end of year 5 saves about ₹21.14 lakh in interest and ends the loan...
What ₹1 lakh prepaid in year 1 saves on a ₹1 crore home loan Putting ₹1 lakh against a ₹1 crore home loan at the end of year 1 saves about ₹4.15 lakh in interest and ends the loan 6...
What ₹1 lakh prepaid in year 3 saves on a ₹1 crore home loan Putting ₹1 lakh against a ₹1 crore home loan at the end of year 3 saves about ₹3.34 lakh in interest and ends the loan 5...
What ₹1 lakh prepaid in year 5 saves on a ₹1 crore home loan Putting ₹1 lakh against a ₹1 crore home loan at the end of year 5 saves about ₹2.66 lakh in interest and ends the loan 5...
What ₹2 lakh prepaid in year 1 saves on a ₹1 crore home loan Putting ₹2 lakh against a ₹1 crore home loan at the end of year 1 saves about ₹8.09 lakh in interest and ends the loan 1...
What ₹2 lakh prepaid in year 3 saves on a ₹1 crore home loan Putting ₹2 lakh against a ₹1 crore home loan at the end of year 3 saves about ₹6.53 lakh in interest and ends the loan 1...
What ₹2 lakh prepaid in year 5 saves on a ₹1 crore home loan Putting ₹2 lakh against a ₹1 crore home loan at the end of year 5 saves about ₹5.2 lakh in interest and ends the loan 9...
What ₹5 lakh prepaid in year 1 saves on a ₹1 crore home loan Putting ₹5 lakh against a ₹1 crore home loan at the end of year 1 saves about ₹18.81 lakh in interest and ends the loan...
What ₹5 lakh prepaid in year 3 saves on a ₹1 crore home loan Putting ₹5 lakh against a ₹1 crore home loan at the end of year 3 saves about ₹15.3 lakh in interest and ends the loan 2...
What ₹5 lakh prepaid in year 5 saves on a ₹1 crore home loan Putting ₹5 lakh against a ₹1 crore home loan at the end of year 5 saves about ₹12.27 lakh in interest and ends the loan...
What ₹10 lakh prepaid in year 1 saves on a ₹1 crore home loan Putting ₹10 lakh against a ₹1 crore home loan at the end of year 1 saves about ₹33.71 lakh in interest and ends the loan...
What ₹10 lakh prepaid in year 3 saves on a ₹1 crore home loan Putting ₹10 lakh against a ₹1 crore home loan at the end of year 3 saves about ₹27.69 lakh in interest and ends the loan...
What ₹10 lakh prepaid in year 5 saves on a ₹1 crore home loan Putting ₹10 lakh against a ₹1 crore home loan at the end of year 5 saves about ₹22.39 lakh in interest and ends the loan...
What ₹50,000 prepaid in year 1 saves on a ₹3 lakh personal loan Putting ₹50,000 against a ₹3 lakh personal loan at the end of year 1 saves about ₹30,522 in interest and ends the loan 1...
What ₹50,000 prepaid in year 2 saves on a ₹3 lakh personal loan Putting ₹50,000 against a ₹3 lakh personal loan at the end of year 2 saves about ₹20,965 in interest and ends the loan 1...
What ₹1 lakh prepaid in year 1 saves on a ₹3 lakh personal loan Putting ₹1 lakh against a ₹3 lakh personal loan at the end of year 1 saves about ₹51,754 in interest and ends the loan 2...
What ₹1 lakh prepaid in year 2 saves on a ₹3 lakh personal loan Putting ₹1 lakh against a ₹3 lakh personal loan at the end of year 2 saves about ₹34,608 in interest and ends the loan 1...
What ₹2 lakh prepaid in year 1 saves on a ₹3 lakh personal loan Putting ₹2 lakh against a ₹3 lakh personal loan at the end of year 1 saves about ₹73,448 in interest and ends the loan 3...
What ₹2 lakh prepaid in year 2 saves on a ₹3 lakh personal loan Putting ₹2 lakh against a ₹3 lakh personal loan at the end of year 2 saves about ₹45,053 in interest and ends the loan 3...
What ₹50,000 prepaid in year 1 saves on a ₹5 lakh personal loan Putting ₹50,000 against a ₹5 lakh personal loan at the end of year 1 saves about ₹32,604 in interest and ends the loan 7...
What ₹50,000 prepaid in year 2 saves on a ₹5 lakh personal loan Putting ₹50,000 against a ₹5 lakh personal loan at the end of year 2 saves about ₹22,579 in interest and ends the loan 6...
What ₹1 lakh prepaid in year 1 saves on a ₹5 lakh personal loan Putting ₹1 lakh against a ₹5 lakh personal loan at the end of year 1 saves about ₹59,072 in interest and ends the loan 1...
What ₹1 lakh prepaid in year 2 saves on a ₹5 lakh personal loan Putting ₹1 lakh against a ₹5 lakh personal loan at the end of year 2 saves about ₹40,386 in interest and ends the loan 1...
What ₹2 lakh prepaid in year 1 saves on a ₹5 lakh personal loan Putting ₹2 lakh against a ₹5 lakh personal loan at the end of year 1 saves about ₹96,809 in interest and ends the loan 2...
What ₹2 lakh prepaid in year 2 saves on a ₹5 lakh personal loan Putting ₹2 lakh against a ₹5 lakh personal loan at the end of year 2 saves about ₹63,905 in interest and ends the loan 2...
What ₹50,000 prepaid in year 1 saves on a ₹10 lakh personal loan Putting ₹50,000 against a ₹10 lakh personal loan at the end of year 1 saves about ₹34,243 in interest and ends the loan...
What ₹50,000 prepaid in year 2 saves on a ₹10 lakh personal loan Putting ₹50,000 against a ₹10 lakh personal loan at the end of year 2 saves about ₹23,852 in interest and ends the loan...
What ₹1 lakh prepaid in year 1 saves on a ₹10 lakh personal loan Putting ₹1 lakh against a ₹10 lakh personal loan at the end of year 1 saves about ₹65,208 in interest and ends the loan...
What ₹1 lakh prepaid in year 2 saves on a ₹10 lakh personal loan Putting ₹1 lakh against a ₹10 lakh personal loan at the end of year 2 saves about ₹45,157 in interest and ends the loan...
What ₹2 lakh prepaid in year 1 saves on a ₹10 lakh personal loan Putting ₹2 lakh against a ₹10 lakh personal loan at the end of year 1 saves about ₹1.18 lakh in interest and ends the lo...
What ₹2 lakh prepaid in year 2 saves on a ₹10 lakh personal loan Putting ₹2 lakh against a ₹10 lakh personal loan at the end of year 2 saves about ₹80,772 in interest and ends the loan...